Maryland Building Industry Association (MBIA) Privacy Policy

The Maryland Building Industry Association (MBIA) respects your privacy and is committed to protecting the personal information you provide when visiting www.marylandbuilders.org or interacting with our services.

Information We Collect
We may collect personal information when users apply for membership, register for events, subscribe to communications, make payments, or contact MBIA. Information may include name, company name, email address, phone number, mailing address, professional affiliation, and payment information. Our website may automatically collect information such as IP address, browser type, device information, pages visited, time of visit, and referring websites.

Payment Processing
Payments for memberships, events, sponsorships, or other services may be processed through secure third‑party payment processors. MBIA does not store full credit card information on its servers.

How We Use Information
Information collected may be used to process memberships, manage transactions, communicate with members, provide updates about industry initiatives, improve website functionality, and comply with legal obligations. MBIA does not sell personal information. Information may be shared with trusted service providers supporting website operations, event management, communications, or payment processing.

Cookies
Cookies may be used to enhance user experience and analyze website usage. Users may disable cookies through browser settings.

Data Security
MBIA maintains reasonable administrative, technical, and physical safeguards designed to protect personal information.

Children’s Privacy
MBIA’s website and services are not intended for individuals under the age of 18.

Maryland Privacy Compliance
MBIA complies with applicable Maryland privacy laws, including the Maryland Personal Information Protection Act (PIPA).

Changes to this Policy
MBIA may update this policy periodically. Updates will be reflected by the revised date on this document.

Terms of Service

By accessing or using the MBIA website, users agree to comply with these Terms and Conditions.

Website Use
The website is intended to provide information and services related to the building industry in Maryland. Users agree not to attempt unauthorized access, introduce malicious software, interfere with website functionality, or violate applicable laws.

Membership, Event Registration, and Accounts
Certain services may require registration. Users are responsible for maintaining the confidentiality of account credentials and activity under their account.

Payments and Transactions
The website may accept payments for memberships, event registrations, sponsorships, or educational programs. Payments are processed through secure third‑party providers.

Limitation of Liability
MBIA shall not be liable for damages resulting from website use, technical interruptions, or reliance on website information.

Indemnification
Users agree to indemnify and hold harmless MBIA from claims resulting from misuse of the website or violation of these terms.

Governing Law
These terms are governed by the laws of the State of Maryland.

Cookie Policy

The MBIA website uses cookies and similar technologies to improve user experience and analyze website traffic. Cookies may help remember user preferences, analyze usage patterns, and improve website performance. Users may disable cookies through browser settings, though some website features may not function properly without them.